Terms of Service
GOOD STEWARDS INSURANCE AGENCY
TERMS OF SERVICE
Effective Date: February,19,2026
Last Updated: February,19,2026
These Terms of Service (“Terms”) govern your use of the website operated by Good Stewards Insurance Agency (“Good Stewards,” “Company,” “we,” “us,” or “our”).
By accessing or using this website, you agree to these Terms.
1. Company Structure and Nature of Services
Good Stewards Insurance Agency is a consulting-based insurance advisory business providing insurance education, policy review, and risk consultation services.
Good Stewards Insurance Agency is not an insurance carrier and does not directly underwrite, issue, or bind insurance policies in its consulting capacity.
2. Disclosure of Ownership and Agency Relationship
Ms. LaShawn Shackelford is the owner of Good Stewards Insurance Agency.
Ms. Shackelford is currently appointed as an Exclusive Corporate Agent of Allstate Insurance Company.
All insurance quotes, applications, and policy transactions conducted by Ms. Shackelford are performed solely in her capacity as an Exclusive Agent of Allstate Insurance Company and are subject to Allstate’s underwriting guidelines, compliance standards, and regulatory framework.
When acting in her capacity as an Exclusive Agent, Ms. Shackelford represents Allstate Insurance Company — not Good Stewards Insurance Agency.
Any additional licensed agents affiliated with Good Stewards Insurance Agency shall represent only the insurance carrier with which they are formally appointed when providing quotes, policy binding, or carrier-specific services.
Good Stewards Insurance Agency does not represent itself as an insurance carrier or as the underwriting entity of any policy.
3. Separation of Consulting Services and Carrier Transactions
Good Stewards provides independent consulting services including:
• Coverage analysis
• Risk education
• Policy review
• Insurance literacy guidance
• Comparative discussion of coverage types
Consulting services are distinct from carrier-specific quoting and policy placement activities.
All carrier-specific quotes and applications are completed:
• Through secure, carrier-approved systems
• During regulated business hours
• In compliance with state insurance laws
No insurance coverage is bound, active, or effective until formally issued by the respective insurance carrier.
4. No Guarantee of Coverage or Premium
Insurance eligibility, premium determination, underwriting approval, and claim outcomes are solely determined by the issuing insurance carrier.
Good Stewards Insurance Agency makes no guarantee regarding:
• Premium rates
• Approval
• Coverage scope
• Claim payment outcomes
Free policy reviews are educational in nature and do not constitute legal, tax, or financial advice.
5. No Fiduciary Relationship
Use of this website or participation in consulting services does not create a fiduciary relationship beyond what is required under applicable insurance law when acting as a licensed agent for a specific carrier.
6. Electronic Communications & SMS Disclosure
By submitting your contact information, you consent to receive customer-care related communications from Good Stewards Insurance Agency.
Message frequency varies.
Msg & data rates may apply.
Reply STOP to opt out. Reply HELP for assistance.
We do not send unsolicited marketing messages through SMS.
7. Limitation of Liability
To the fullest extent permitted by law, Good Stewards Insurance Agency shall not be liable for:
• Carrier underwriting decisions
• Premium changes
• Coverage limitations
• Claim denials
• Regulatory actions taken by insurance carriers
All final decisions rest with the issuing insurance company.
8. Indemnification
You agree to indemnify and hold harmless Good Stewards Insurance Agency and Ms. LaShawn Shackelford from any claims arising from:
• False or inaccurate information submitted
• Misuse of the website
• Failure to disclose material underwriting information
9. Governing Law
These Terms shall be governed by the laws of the State of Indiana.
